Financial Fitbit: Healthy Finances

Financial Fitbit: Healthy Finances

You know how I am always giving you guidance on how to Take Back Your Life? Well, outside of having a healthy and fit body there is more to do if you want to make that happen.

Finances are one area I want to focus on this week. So let me introduce you to Rene’ Nourse, Founder and CEO of Urban Wealth Management. She is the ultimate professional who knows her stuff inside out. You may have seen her on CNBC TV and if you have, you can appreciate how she guides you financially in language you can understand.

Let me also not leave out that Rene’ is my client too. So she truly believes in keeping her finances in shape as well as her body.

Financial Fitbit

Chances are, if you’re serious about your health and fitness, you’re probably using some type of tool to keep you on track. You might be working with a personal trainer, like Ms Wendy Ida, using a mobile app, or utilizing a wearable tracker, such as a Fitbit or Apple Watch.

Whatever method you’re using, it’s all about accountability. Believe it or not, the same holds true for your personal finances. After all, a goal is a goal, right? And frankly, the route to success is pretty much the same. If you want to improve any aspect of your financial life, setting goals, creating a plan and tracking your progress is critical to being successful. Just as you would follow the same steps in creating your fitness plan, let’s review how these same steps can be applied towards your Financial Fitness Plan.

1) Begin with the end in mind: What are your goals, what are you trying to achieve? Having a specific goal in mind will help you stay laser focused on the outcome. For example, if your goal is to buy real estate, be specific about what you want to buy. If it’s a single family home, be clear about the details. How many bedrooms, bathrooms does your house have? Does it have a yard, what part of town do you want to want to live in? Be as specific as you can and set a date for your goal to be achieved. This step, while seemingly elementary, is actually fundamental to how successful you’ll be in meeting your goal.

2) Write it down: Putting your financial goals in writing, and looking at them periodically, say weekly or monthly, will keep them fresh and real. Also, when writing your goals, see yourself as having already achieved the goal vs. meeting the goal sometime in the future. Instead of: I want to be debt free, say: I am debt free and no longer have balances on my- fill in the blank – credit cards, student loans, auto loan, etc.

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3) Track It: Know what your starting point is, so that you can track your progress and celebrate your wins. It may seem a bit daunting at first, and it might not even seem that a lot is happening at the beginning. But, trust me, you will see progress because now you’re paying attention. On the other hand, if you discover that progress is waning, you’ll know exactly what to do to get back on track.

4) Keep it simple: How you track your progress will greatly depend on what’s most easy and convenient. There are tons of apps out there, a lot of which are free or nearly free. Minimally, you’ll want the app to include an aggregation tool that will connect and pull in transactions from your financial institutions, allow you to create customizable budgets and can send alerts, if, for example, you exceed your monthly budget. Utilizing this type of tool is very powerful because what you see is your financial life in real time.

5) Finally, Work with a Professional: Just as you would hire a personal trainer to design a customized fitness plan, provide guidance and accountability, the same can be said about meeting your financial goals. A Certified Financial Planner or CFP©, is akin to a Financial Coach. They can help provide clarity about your financial goals, create a customized plan and assist in tracking your progress. Many CFP© professionals charge flat fees, so you’ll know exactly how much you’re paying for their services. To locate a Certified Financial Planner in your area, visit either the national CFP Board website, or the Financial Planning Association website:

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Rene’ Nourse, CFP©, is Founder and CEO of Urban Wealth Management, a dba of Concert Wealth Management. Visit and download our e-book: 5 Steps to Creating Your Lifestyle by Design.

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What’s the health of your Finances? Poor – Good – Excellent. Why?

Healthy Eating And Your Lifestyle

Healthy Eating And Your Lifestyle

What’s up? Have you met any of your goals this year yet? Are you happy with how you feel, how you look and what your health is like?

If you ARE where you want to be right now – AWESOME! Keep up the good work. If you are NOT there yet a great place to start is with your nutrition. Make a commitment today to change just one bad eating habit and replace it with something better. Just one thing.

If you have some doubts, seek guidance to make sure you are on the right track. Listen up…

Healthy Eating And Your Lifestyle

When most people think about getting their life in order, it involves plenty of different lifestyle changes big and small. One of the single most important things you can do to enhance your lifestyle, feel better, and look great is to change the way that you eat.

Most Americans don’t get the kind of nutrition that they need to truly be healthy, and taking the time to change the way you eat could change your entire life in numerous ways including:

• More energy
• Improved mood
• Less depression
• Better self-confidence
• Better resistance to disease
• And more

In short, few things can change your life in the same way that healthier eating can. Switching to a healthier nutrition plan that fits your needs could give you the boost to your life that you’ve been missing.


A healthy nutritional plan means something different for different people. The key is to talk to an expert, review your current goals, and see what can be changed to help you reach those goals more effectively. If you’ll pay attention to these basic points you should be able to create a nutrition plan that will change your life. Call me if you need help discussing your nutritional and physical plans!

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Start NOW!
Please share with me one bad food habit you are willing to replace today!

Celebrities Over 40 That Look Amazing

Celebrities Over 40 That Look Amazing

Are you over 40 yet? 50? Well maybe none of those. The truth is, whether you are under or over 40 it really doesn’t matter. So don’t stress about it. Instead do something. Make a decision today that can turn your life around so you can be that bodaciously, bold & sexy diva you want to see in the mirror.

Celebrities Over 40 That Look Amazing

More and more people, including celebs, are exercising their power to get on the bandwagon regardless of age to accomplish some amazing personal goals.

In fact, celebrities are leading the way and sending a message that you can look great after the age of 40. Below are just a few.

Susan Sarandon recently turned a lot of heads when she showed up at the SAG awards in a cleavage-baring top that showed off just how amazing the 69-year-old actress still looks. Some were surprised by her boldness while others were just surprised at how great she looks. I definitely wasn’t surprised though – primarily because I can think of countless celebs over 40 who look amazing.

I’m sure you can think of some yourself but a few amazing ones are:

Jennifer Lopez
Naomi Sims
Jennifer Aniston
Halle Berry
Nicole Kidman
Vanessa Williams
Marisa Tomei

The list goes on and on, and that’s just the ladies! It’s also important to understand that the excuse of ‘they have money for personal trainers’ doesn’t work because I believe if you have the ‘will’ there’s a ‘way’ to get the guidance you need to succeed. The reality is that with good nutrition, regular exercise, and a healthy lifestyle you too can look fit fierce &fabulous over forty – and beyond any day and everyday! The reality is also that some people need help with getting started and pushing past their plateaus. If this is you, just ask me now and I’ll show you how to make your body smile today!

Look at these celebs for inspiration and remember that it’s entirely possible to keep yourself healthy and beautiful no matter your age. That mindset is the first step towards a better future.

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Who are your celebrity picks that look great over 40?